"You are going to do so well in life. I got a good vibe from you"
DAME, not to sound cliche, but that warmed my heart so much. Thank you so much for your well wishes!
As for the credit cards...how lovely that my medical is covered. All food, books (mostly, I split those), clothes, shows, life...is on my bill!
And student loans!
Deet: Shira, I Love You!