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Wow... I now have *NO* health insurance!

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#1

Wow... I now have *NO* health insurance!

Okay, two weeks ago, I joined the ranks of a growing group of Americans - the uninsured. Because my father got a new job, and his company only offers insurance to over-18 children if they are full-time students, I (a part-time student) have no health insurance.

I don't have the finances to become a full-time student unless I were to switch schools, which I am not willing to do. I've looked into obtaining private insurance but it's extremely expensive. I work 40 hours per week at my job but since it's a job through the university, they don't offer me an insurance package because to them, I'm a student. Obtaining another full time job with the same pay scale would require me to get a car - something I can't afford. (Scream!) I feel sort of screwed. Has anyone been in this situation? (PMs are welcome if you don't want to post your financial situation for the world to see...) I am desperately in need of advice.
Avatar - Isaac, my blue-fronted Amazon parrot. Adopted 9/7/07. Age 30 (my pet is older than me!)
#2

re: Wow... I now have *NO* health insurance!

Wear a surgical mask and bubble wrap at all times, and you should be fine.
Have I ever shown you my Shattered Dreams box? It's in my Disappointment Closet. - Marge Simpson
#3

re: Wow... I now have *NO* health insurance!

You send the bubble wrap, I'll send you photos.
Avatar - Isaac, my blue-fronted Amazon parrot. Adopted 9/7/07. Age 30 (my pet is older than me!)
#4

re: Wow... I now have *NO* health insurance!

See if your university offers a student health program. They often offer highly discounted insureance plans.
"All the while making faces like a baby platypus who forget to take some Beano before eating a chimichanga." FindingNamo in reference to Jessica Simpson's singing.
#5

re: Wow... I now have *NO* health insurance!

Just an ideas that might be of some help-
Do you have a local "Chamber of Commerce"? They quite often have health insurance plans that you can buy into at lower "group rates".
"I'm mad, you're mad. we're all mad"... The Cheshire Cat
#6

re: Wow... I now have *NO* health insurance!

Yea, I have had times in the past where with my father's unemployment robbed me of my insurance. I second the idea of checking out your school's plan.
I am not covered by my work at the moment since I am a temporary employee and we found out that my father's new insurance "doesn't cover office visits."
So, in other words, I am golden if I lose a limb or get hit by a bus...but not much else.
"My friends have made the story of my life." -Helen Keller
#7

re: Wow... I now have *NO* health insurance!

You've hit on one of the crimes of our time, that health care in this country is a privilege, not a right. Anyway, I don't know how close you are to graduation, but check with an independent insurance agent. Sometimes there are "temporary" coverage packages at discount rates that usually run 6 months, but which can be renewed two or three times. It might tide you over. Best of luck.
"And the postman sighed as he scratched his head, you really rather thought she ought to be dead..."
#8

re: Wow... I now have *NO* health insurance!

Oh, hon....you've got to find something...it's to much of a gamble. I did a play with a guy...and he got sick...had to be hospitalized....no insurance....he went into debt to the tune of over $10,000.

And now those lovely bankruptcy laws....

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