Checking your credit score?

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Checking your credit score?

Posted: 3/25/09 at 1:11pm

I have been told way back when NOT to use FreeCreditReport.com -- but I don't remember why.

Does anyone know a safe website to check my credit?

Thanks!

"The Spectacle has, indeed, an emotional attraction of its own, but, of all the parts, it is the least artistic, and connected least with the art of poetry. For the power of Tragedy, we may be sure, is felt even apart from representation and actors. Besides, the production of spectacular effects depends more on the art of the stage machinist than on that of the poet."
--Aristotle

re: Checking your credit score?

Posted: 3/25/09 at 1:27pm

I never get those commercials. I don't get why someone jacking the guy's credit keeps him from having the job he wants (that he never specifies). Plus, I think it would be fun to play the guitar and sing funny songs all day for money.

re: Checking your credit score?

Posted: 3/25/09 at 1:35pm

Because they end up latching onto your credit card account and keep taking out monthly fees after the "Free" first report.

Those Blocked: SueStorm. N2N Nate. Good riddence to stupid! Rad-Z, shill begone!

re: Checking your credit score?

Posted: 3/25/09 at 1:36pm

Now I have the FreeCreditReport.com song swirling around in my head...

"This show had the WORST magnets on Broadway!"

re: Checking your credit score?

Posted: 3/25/09 at 2:15pm

I've never understood that either, Phyll. It drives me nuts.

re: Checking your credit score?

Posted: 3/25/09 at 4:12pm

"I don't get why someone jacking the guy's credit keeps him from having the job he wants (that he never specifies)."

Because as part of a background check, many companies will look at a person's credit. People can lose a job offer if their credit is not good.

If anyone ever tells you that you put too much Parmesan cheese on your pasta, stop talking to them. You don't need that kind of negativity in your life.

re: Checking your credit score?

Posted: 3/25/09 at 4:15pm

If you've been a victim of fraud can't you just provide proof?

re: Checking your credit score?

Posted: 3/25/09 at 4:15pm

Yup -- if you can't qualify for a corporate card, and you're applying for a job that requires a lot of travel, that's going to be a big, big strike against you, because it's a lot harder for a company to monitor and control your spending if you're doing it with your own credit card (plus it hurts the rebates they're getting from the corporate cards).

re: Checking your credit score?

Posted: 3/25/09 at 4:17pm

So in the case of identity theft, the victim continues to be punished, even if they report it?

#10

re: Checking your credit score?

Posted: 3/25/09 at 4:22pm

Well, a lot of companies are switching over to corporate cards for which the company itself is liable (so you never actually get the bill -- my company just did this actually, and I'm thrilled). That takes care of the problem of employee with bad credit for whatever reason.

#11

re: Checking your credit score?

Posted: 3/25/09 at 5:05pm

You shouldn't use that site or another other that pretends to be free. You should use AnnualCreditReport.com.

AnnualCreditReport.com is the ONLY authorized source to get your free annual credit report under federal law. The Fair Credit Reporting Act guarantees you access to a free credit report from each of the three nationwide reporting agencies Experian, Equifax, and TransUnion every twelve months. The Federal Trade Commission has received complaints from consumers who thought they were ordering their free annual credit report, but instead paid hidden fees or agreed to unwanted services. Don't be fooled by TV ads, email offers, or online search results. Go to the authorized source when you request your free report.

AnnualCreditReport.com

Updated On: 3/25/09 at 05:05 PM

#12

re: Checking your credit score?

Posted: 3/25/09 at 5:06pm

What about the commercial where he's living in his in-laws basement? If his wife's credit was bad, he could take the loan out in his name. And presumably they both lived elsewhere before marriage, so why not just stay there until they can save up and reestablish her credit?

The worst part is the end of the commercial when he sings that he wouldn't have married her if he knew about her bad credit. What a jerk. She probably wouldn't have married him if she knew he would just sit around the basement with his stoner friends whining about his life.

Like a firework unexploded
Wanting life but never knowing how

Updated On: 3/25/09 at 05:06 PM

#13

re: Checking your credit score?

Posted: 3/25/09 at 5:12pm

LMAO Orangeskittles!! That's always what I think about that commercial - what a prize HE is!! It's Wayne's World down there...

"This show had the WORST magnets on Broadway!"

#14

re: Checking your credit score?

Posted: 3/26/09 at 12:57pm

Be careful with AnnualCreditReport.com as well. Virtually every page tries to steer you into purchasing services. Click carefully.

"What can you expect from a bunch of seitan worshippers?" - Reginald Tresilian

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