#101
Posted: 9/30/13 at 11:01pm
It gets taken from the taxes you pay.
Patient Protection and Affordable Care Act — Page 5
#102
Posted: 10/1/13 at 7:12am
The fine is 1% of your annual income, or $95 per person per year, whichever is higher. So the fine is minimal.
https://www.healthcare.gov/what-if-someone-doesnt-have-health-coverage-in-2014/
If $95 is too much for you to pay in a year, you are probably eligible for an exemption, Medicaid, assistance or premiums based on income through the marketplace.
https://www.healthcare.gov/what-are-my-health-coverage-options-if-im-unemployed/
https://www.healthcare.gov/exemptions/
https://www.healthcare.gov/what-if-someone-doesnt-have-health-coverage-in-2014/
If $95 is too much for you to pay in a year, you are probably eligible for an exemption, Medicaid, assistance or premiums based on income through the marketplace.
https://www.healthcare.gov/what-are-my-health-coverage-options-if-im-unemployed/
https://www.healthcare.gov/exemptions/
Art has a double face, of expression and illusion.
Updated On: 10/1/13 at 07:12 AM
#103
Posted: 10/1/13 at 8:20am
Roxy,
Can you name me 10 companies that are cutting employee hours because of the ACA?
Can you name me 10 companies that are cutting employee hours because of the ACA?
#104
Posted: 10/1/13 at 9:39am
Though not perfect, and hopefully not our end state, the expansion of healthcare in this country is a much overdue godsend. That said, it is also an opportunity for con artists. Folks should be very wary.
"It does me no injury for my neighbour to say there are 20 gods or no god. It neither picks my pocket, nor breaks my leg."
-- Thomas Jefferson
#105
Posted: 10/1/13 at 11:37am
"The panic is setting in and the lies and misinformed opinions are flying."
Do not disagree with you about the "lies" and "misinformed opinions," but regarding the "panic..." It's pretty easy for you to sit back and say that if you do not have loved ones in the medical field who are losing a considerable portion of their salary beginning next year because of the ACA.
Do not disagree with you about the "lies" and "misinformed opinions," but regarding the "panic..." It's pretty easy for you to sit back and say that if you do not have loved ones in the medical field who are losing a considerable portion of their salary beginning next year because of the ACA.
#106
Posted: 10/1/13 at 11:43am
The penalties for not enrolling increase dramatically after the first year.
Most Americans must have health insurance by March 31, 2014 (and report it on their tax return). If not, a penalty will be added to your tax bill: the greater of $95 per adult or 1% of household income in 2014, climbing to $695 per adult or 2.5% of income by 2016
Link
Most Americans must have health insurance by March 31, 2014 (and report it on their tax return). If not, a penalty will be added to your tax bill: the greater of $95 per adult or 1% of household income in 2014, climbing to $695 per adult or 2.5% of income by 2016
Link
....but the world goes 'round
Updated On: 10/1/13 at 11:43 AM
#107
Posted: 10/1/13 at 11:52am
Liza, My Father-in-Law and one Brother-in-Law are physicians, another B-I-L is a former pharmacist, now head of a hospital, a S-I-L is a nurse/office manager for her doctor husband and my niece is a pharmacy technician. Each and every one of them disagrees with your assessment that they will have a drop in income. And all of them believe that the ACA will be good for them and the country in general. They also agree with my assessment re the panic, lies and misinformation.
When I speak of panic, I'm not speaking of workers in healthcare who are panicked about how it will effect them personally. I'm referring to politicians and politically interested people who are panicked that the law is moving forward and will probably be a success, leaving them with empty hands, politically speaking. So they are panicked that they must stop it before it is able to succeed and move into being an excepted, valued part of our lives, just like Medicare and Social Security did.
When I speak of panic, I'm not speaking of workers in healthcare who are panicked about how it will effect them personally. I'm referring to politicians and politically interested people who are panicked that the law is moving forward and will probably be a success, leaving them with empty hands, politically speaking. So they are panicked that they must stop it before it is able to succeed and move into being an excepted, valued part of our lives, just like Medicare and Social Security did.
Art has a double face, of expression and illusion.
#108
Posted: 10/1/13 at 12:32pm
"Each and every one of them disagrees with your assessment that they will have a drop in income. And all of them believe that the ACA will be good for them and the country in general."
Please go back and read my post describing and outlining the information I have received, including the article I posted giving just one reason as to why their pay might be impacted. Just like the former director of the HHS exchange stated in a recent interview, "there will always be winners and losers in a policy like this." Perhaps your family is fortunate enough to come out as a 'winner.' I did *not* suggest that all medical professionals will suffer; there is a minority who support the ACA and those are the ones who will come out of this just fine. I have no reason to believe my Husband's family is being lied to by their employers and principal owners about losing 20 to 30 percent of their current salary over the next two to three years (while actually seeing more patients because of the policy). If you refuse to believe this is happening in the for-profit and private practice of medicine, I'm not sure what to tell you. You'll just have to discredit my entire post with willful ignorance and let the chips fall where they may.
"When I speak of panic, I'm not speaking of workers in healthcare who are panicked about how it will effect them personally. I'm referring to politicians and politically interested people who are panicked that the law is moving forward and will probably be a success, leaving them with empty hands, politically speaking."
Well, we can certainly agree on this. In that way you use the word 'panic,' then alright. I would agree.
Please go back and read my post describing and outlining the information I have received, including the article I posted giving just one reason as to why their pay might be impacted. Just like the former director of the HHS exchange stated in a recent interview, "there will always be winners and losers in a policy like this." Perhaps your family is fortunate enough to come out as a 'winner.' I did *not* suggest that all medical professionals will suffer; there is a minority who support the ACA and those are the ones who will come out of this just fine. I have no reason to believe my Husband's family is being lied to by their employers and principal owners about losing 20 to 30 percent of their current salary over the next two to three years (while actually seeing more patients because of the policy). If you refuse to believe this is happening in the for-profit and private practice of medicine, I'm not sure what to tell you. You'll just have to discredit my entire post with willful ignorance and let the chips fall where they may.
"When I speak of panic, I'm not speaking of workers in healthcare who are panicked about how it will effect them personally. I'm referring to politicians and politically interested people who are panicked that the law is moving forward and will probably be a success, leaving them with empty hands, politically speaking."
Well, we can certainly agree on this. In that way you use the word 'panic,' then alright. I would agree.
#109
Posted: 10/1/13 at 12:35pm
There is enough misinformation and disinformation, both deliberate and accidental, that many, many, many people are getting bad info from otherwise reliable, and possibly well-meaning sources. It's like an awful game of Telephone being played by an entire country. SO, while your doctor, boss, or relative may not be lying to you, they may be misinformed themselves.
"It does me no injury for my neighbour to say there are 20 gods or no god. It neither picks my pocket, nor breaks my leg."
-- Thomas Jefferson
#110
Posted: 10/1/13 at 12:39pm
A Facebook "Debate" put me in a foul mood yesterday when a F-O-A-F insisted Congress was "exempt", Muslims were "Exempt" and the whole law was sprung on us illegally with no warning or discussion by that tyrant Barack Hussein Obama.
#111
Posted: 10/1/13 at 12:53pm
My professor shared this with us....
Off to a typical incompetent flying start!! I hope no one dies cuz of this.
FINDINGNAMO, SNAFU, THEATERDIVE, JORDANCATALONO, LIZASHEADBAND, PALJOEY: You all claim to "IGNORE ME" I wish you would and stop constantly commenting on my posts. Thanks ......................................................................................................................................
The MOST POPULAR and DANGEROUS Poster on BWW! Banned by the PTA, PTC and the MEANGIRLS of BWW.....................................................................................................................
...Ukraine Girls really knock me out, they leave the west behind..........................
Updated On: 10/1/13 at 12:53 PM
#112
Posted: 10/1/13 at 1:04pm
Willful ignorance, Liza? As I explained, I was not talking about your family to begin with. I never even saw your original post and my first post was about politicians, as I said, not anyone's family's concerns. If your family is concerned, so be it. My family's experience is different. As said, the flurry of lies and misinformation is bound to cause differing points of view on these subjects. But to first say that it's easy for me to sit back and say something that I wasn't even saying, then accuse me of willful ignorance for having a different opinion and having a different experience with my family? This is why I don't get involved with political discussion here any more.
Art has a double face, of expression and illusion.
#113
Posted: 10/1/13 at 1:05pm
Brian, that's certainly always a possibility but I have to wonder what you know that the principal owner of a private medical practice doesn't.
As I said, I'll take their word for it and if they're wrong in the end I shall eat my hat (or...err...headband). Only time will tell what the 'truth' is.
As I said, I'll take their word for it and if they're wrong in the end I shall eat my hat (or...err...headband). Only time will tell what the 'truth' is.
#115
Posted: 10/1/13 at 1:13pm
Sue/Mikey: Why would anyone die because there are so many people trying to sign up for health insurance? Doesn't that just prove how popular this law will be and how desperately people need it?
When there were lines at the Apple store for the new I Phone did that just prove Apple's incompetence?
When there were lines at the Apple store for the new I Phone did that just prove Apple's incompetence?
Updated On: 10/1/13 at 01:13 PM
#116
Posted: 10/1/13 at 1:17pm
I think the 'knowns' are the actual details of the law, and while I'm not an expert, as the parent of a currently uninsured adult child, I've actually read the parts that are most relevant. I think there are a great many 'unknowns' that folks are prognosticating about, mostly in generalizations, based on inference and hearsay.
"It does me no injury for my neighbour to say there are 20 gods or no god. It neither picks my pocket, nor breaks my leg."
-- Thomas Jefferson
#117
Posted: 10/1/13 at 1:18pm
JoeKV/Jay Carney,
ummm because the system is already not working correctly. you would think they would be at their best on Day 1. forget about weeks, months down the line when you cant get on the site or get anyon on the phone
ummm because the system is already not working correctly. you would think they would be at their best on Day 1. forget about weeks, months down the line when you cant get on the site or get anyon on the phone
FINDINGNAMO, SNAFU, THEATERDIVE, JORDANCATALONO, LIZASHEADBAND, PALJOEY: You all claim to "IGNORE ME" I wish you would and stop constantly commenting on my posts. Thanks ......................................................................................................................................
The MOST POPULAR and DANGEROUS Poster on BWW! Banned by the PTA, PTC and the MEANGIRLS of BWW.....................................................................................................................
...Ukraine Girls really knock me out, they leave the west behind..........................
Updated On: 10/1/13 at 01:18 PM
#118
Posted: 10/1/13 at 1:43pm
"I think there are a great many 'unknowns' that folks are prognosticating about, mostly in generalizations, based on inference and hearsay"
Of course, Brian. I don't refute that. I would just hope and trust that those who specialize in health care know what they're talking about... But you can never be too sure.
Of course, Brian. I don't refute that. I would just hope and trust that those who specialize in health care know what they're talking about... But you can never be too sure.
#119
Posted: 10/1/13 at 2:07pm
You mean the same people who cannot get a billing code right?
The ACA is a complicated law (not a bill that can be amended before becoming a law) and there will be some hiccups and issues as it is implemented. In a more perfect union, both parties would work together to facilitate the implementation of such a law that is a major addition to the social safety net. Instead, we have one party trying to get information out (with mixed results at best) another party that is intent on spreading disinformation and confusion in an attempt to undermine implementation, while having NOTHING to offer to replace the ACA, and a media that has abdicated its responsibility to clarify misinformation when presented (thanks Chuck Todd).
My personal preference was expanding Medicare and increasing co-pays, but that was not viable to the GOP. Currently, before the ACA, doctors were already refusing certain insurance plans, and some were outright refusing to accept insurance. This has nothing to do with the ACA, and everything to do with the red tape that is part and parcel of our current health care delivery system.
Ideally, with the ACA, we would standardize the health care claim process so doctors only have one form to work with, and one set of standards to follow. Private companies that can more efficiently manage their business would profit, and those who don't would not. Denying insurance coverage, which has generally been the way insurance companies have profited, will hopefully be a thing of the past. I always was confused on why a company's executives should profit when all they did was make money by denying the very service they provide, instead of profiting for more effectively delivering that service. (I could go on a rant on the Wallstreeting of service based industries, which commoditizes things in a way that is counter-intuitive to the basic service being provided...)
Right now, the overlay of the ACA onto private health plans (with all of their current exclusions) is confusing. It will take some time for this to play out and some of these issues to be resolved, either through more understanding or a tweaking of the process (not a full scale blocking of the law). Some of the provisions of the ACA will be found to be problematic after implementation, and they will be revised. But, in the process, people who did not have coverage will have coverage, and we are making steps to address a critical failure in the delivery of health care in this country and a gaping hole in our social safety net.
The ACA is a complicated law (not a bill that can be amended before becoming a law) and there will be some hiccups and issues as it is implemented. In a more perfect union, both parties would work together to facilitate the implementation of such a law that is a major addition to the social safety net. Instead, we have one party trying to get information out (with mixed results at best) another party that is intent on spreading disinformation and confusion in an attempt to undermine implementation, while having NOTHING to offer to replace the ACA, and a media that has abdicated its responsibility to clarify misinformation when presented (thanks Chuck Todd).
My personal preference was expanding Medicare and increasing co-pays, but that was not viable to the GOP. Currently, before the ACA, doctors were already refusing certain insurance plans, and some were outright refusing to accept insurance. This has nothing to do with the ACA, and everything to do with the red tape that is part and parcel of our current health care delivery system.
Ideally, with the ACA, we would standardize the health care claim process so doctors only have one form to work with, and one set of standards to follow. Private companies that can more efficiently manage their business would profit, and those who don't would not. Denying insurance coverage, which has generally been the way insurance companies have profited, will hopefully be a thing of the past. I always was confused on why a company's executives should profit when all they did was make money by denying the very service they provide, instead of profiting for more effectively delivering that service. (I could go on a rant on the Wallstreeting of service based industries, which commoditizes things in a way that is counter-intuitive to the basic service being provided...)
Right now, the overlay of the ACA onto private health plans (with all of their current exclusions) is confusing. It will take some time for this to play out and some of these issues to be resolved, either through more understanding or a tweaking of the process (not a full scale blocking of the law). Some of the provisions of the ACA will be found to be problematic after implementation, and they will be revised. But, in the process, people who did not have coverage will have coverage, and we are making steps to address a critical failure in the delivery of health care in this country and a gaping hole in our social safety net.
Updated On: 10/1/13 at 02:07 PM
#120
Posted: 10/1/13 at 4:57pm
The Site was overwhelmed this morning but it seems to be working OK now.
#121
Posted: 10/1/13 at 5:14pm
'we are making steps to address a critical failure in the delivery of health care in this country and a gaping hole in our social safety net.'
This sentence resonates deeply with me. I am someone who works a day job simply because of the health insurance. I have a pre-existing condition and, under the old way of doing things, I'd be uninsurable. This new law will give me a certain amount of freedom to make a different choice. And the use of the word failure cannot be more correct. Our system has failed on a profound level. To think that it's ok to leave it the way it was is, in my opinion, morally repugnant.
This sentence resonates deeply with me. I am someone who works a day job simply because of the health insurance. I have a pre-existing condition and, under the old way of doing things, I'd be uninsurable. This new law will give me a certain amount of freedom to make a different choice. And the use of the word failure cannot be more correct. Our system has failed on a profound level. To think that it's ok to leave it the way it was is, in my opinion, morally repugnant.
#122
Posted: 10/1/13 at 5:26pm
Robbie (or son of Robbie) - you can also add to that analysis many people who have employer provided insurance, and stay in jobs they barely tolerate just to make sure that they and their family continue to have health insurance. I wonder how much ingenuity and creativity has been quashed because of pre-existing conditions or the fear of a medical-related disease bankrupting a family.
I know many people who would take risks and try to create new companies IF they could make sure that they and their family have healthcare. Similarly, I know folks who would retire, but have not reached the age to qualify for Medicare, and thus continue working solely to insure health benefits. Those with insurance are sometimes held hostage by that coverage as well.
The system has been turned on its head.
I am glad we are starting to sort things out, and provide some peace of mind to folks.
I know many people who would take risks and try to create new companies IF they could make sure that they and their family have healthcare. Similarly, I know folks who would retire, but have not reached the age to qualify for Medicare, and thus continue working solely to insure health benefits. Those with insurance are sometimes held hostage by that coverage as well.
The system has been turned on its head.
I am glad we are starting to sort things out, and provide some peace of mind to folks.
Updated On: 10/1/13 at 05:26 PM
#123
Posted: 10/1/13 at 5:30pm
^ I'm one of those people. I'm planning an escape from corporate drudgery to pursue creative endeavors on a more full-time basis. And to know that I can get health insurance now without some CEO's say-so is the most wonderful feeling in the world!
#125
Posted: 10/1/13 at 6:22pm
"Similarly, I know folks who would retire, but have not reached the age to qualify for Medicare, and thus continue working solely to insure health benefits. Those with insurance are sometimes held hostage by that coverage as well."
YouWantItWhen??? for the win!
YouWantItWhen??? for the win!
#FactsMatter...your feelings not so much.
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