Wait--you're saying Nick's insurance won't cover it because it's COVID?? Is this an across the board thing for everyone's insurance or does actor union insurance not cover enough or what? I had assumed the money was more for rehab costs.
Insurance, assuming he has coverage, likely covers a portion of his treatments. But regardless of the outcome, the family will incur tremendous expenses. Besides medical treatment, physical therapy, prosthesis, etc, there will no doubt be prescription costs that aren't fully covered or have high copays, necessary home upgrade/renovation/ADA-compliant costs, the effect of lost wages, childcare expenses, and on and on and on. The family will need any help they can get and surely be appreciative.
Hopefully they are also reaching out to an arts-related organization like The Actors Fund or MPTF to help with emergency financial assistance, health insurance counseling and other support services.